This is the first blog post in a series that we call “Common OSHA Compliance Misconceptions.” We routinely hear companies tell us that their insurance company, or Workmans Compensation carrier, is managing their OSHA compliance. This is a very dangerous and faulty assumption….
Here are the facts:
- No Mandate For Compliance: Your insurance company has no legal or other mandate for managing policy holder’s OSHA compliance, period.
- 1 Inspection per Year: They’re only obligated to inspect your company one time per year.
- Recommendations Are Often “Loss Control” Related, NOT OSHA Compliance Related: Their inspection and report focusses on controlling their own potential losses, not on your company’s OSHA compliance.
- Lacks Time & Resources to Manage Your OSHA Compliance: Your loss control agent typically has a book of thousands of other clients, and a geographic territory of hundreds or even thousands of square miles, so they literally don’t have the time nor resources to focus on your company.
- Only Offers Generic On-Line Resources: Your carrier only offers generic health and safety resources that don’t necessarily have anything to do with the specific risks and hazards at your company.
- Company Representative Must Utilize & Manage Resources: Someone at your company must understand, harness and manage these generic resources and then try to make use of them. The fact is that very few companies are able to do successfully do this.
Your insurance company cannot manage your health and safety compliance requirements and companies who assume this put themselves at serious risk for employee injuries and accidents, and huge regulatory fines and penalties.
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