Your EMR & How To Lower Your Workers Compensation Rate

The Summary: Although not an actual OSHA metric, your Experience Modification Rate (aka “EMR” or “Mod Rate”) determines how much your company pays for Workers Compensation insurance.  This is a significant factor in how safety performance can impact your bottom line.  Read on to understand why…. Here are the key points to understand: Your EMR compares your WC claim history with competitors in the same industry. It rewards companies with low losses and good safety & claim performance, and [...]